When An Insurance Company Acts In Bad Faith

The attorneys at Duffield, Lovejoy, Stemple & Boggs, Attorneys at Law, understand the frustration our clients feel when their insurance companies do not deal fairly with them, even after they paid premiums for years. When a policyholder has experienced an unfairly delayed or denied claim, the insured may be able to undertake an insurance bad faith action against the company.

Each of our lawyers is a native of West Virginia and knows the concerns of our clients. We know from personal experience how insurance companies operate because we formerly defended insurance companies against bad faith claims. We now advocate for individuals who were wronged by insurance carriers, using our knowledge of insurance company strategies and tactics to build strong cases for our clients.

West Virginia Insurance Dispute Lawyers

Insurance bad faith is the term used when an insurance company does not live up to its end of a contract. These contracts (the policies) require the company to show good faith and fair dealing with its policyholders in return for receiving premiums. Examples of bad faith include:

  • Telling the insured that the policy does not cover the damage or injury
  • Telling the insured that premiums were not paid, even though they were
  • Telling the insured that he or she failed to disclose needed information on the policy application
  • Offering less than the claim is worth
  • Failing to properly investigate the claim
  • Failing to defend the insured
  • Threatening the insured with legal action
  • Canceling the policy unfairly
  • Raising premiums unfairly

We advocate for clients in matters involving their auto, homeowners, liability, private disability, boat and private health care insurance policies. We investigate the circumstances, review the policy and determine the best strategy for our clients. This can involve negotiations with the insurance company or filing a lawsuit. We often avoid the time and expense of trial because the other side knows that we are ready to go to court. This saves our clients time, money and stress and gets them the benefits and damages they are entitled to.

When bad things happen to good people, we're here to help.

Our Huntington bad faith insurance lawyers help clients whose insurance companies treated them unfairly. Please contact Duffield, Lovejoy, Stemple & Boggs, Attorneys at Law, to discuss how we can assist you.