How Do I File A Claim for Medical Bills?
If you have been injured in an accident that was caused by someone else, dealing with medical bills can be a challenge. The insurance company of the at-fault driver does not have an obligation to pay your medical bills as you incur them. It will pay when a jury orders it to pay — or when you reach a settlement. Until then, other options may be available to pay your bills.
At Duffield, Lovejoy & Boggs, Attorneys at Law, in Huntington, West Virginia, we offer a free initial consultation to evaluate your situation and explain your options.
Who Will Pay My Medical Bills After An Accident?
Until you resolve your personal injury case with the insurance company of the at-fault driver, you will need to find another way to pay your medical bills. Those options may include:
- Personal injury protection (PIP) coverage
- Private health insurance
- Health insurance through your employer or spouse’s employer
- Government benefits through Medicare or Medicaid
If you have private insurance, government benefits or insurance through an employer, you will have to settle with the health insurance provider after you recover compensation from the insurance company of the at-fault party. Our lawyers will negotiate with the insurance company so you can keep as much money in your pocket as possible.
If you do not have insurance, our attorneys can negotiate with doctors who will provide your care in exchange for a lien on your personal injury recovery.
Our lawyers will evaluate all options for paying your medical bills and help you make the best choice. It is important not to settle your case against the at-fault driver and his or her insurance company until you have either recovered completely or reached maximum medical improvement. Only then will we know how much compensation we should demand.
Contact Our Personal Injury Lawyers
If you have been injured in an accident, our experienced attorneys can help you obtain full and fair compensation for medical bills and other losses. Please contact us today to schedule a free initial consultation.